Risk Management

Insurance plays a vitally important role in a comprehensive financial plan for physicians as they have higher earning potential as well as greater liability risk than the average American family. Insurance protection should allow physicians to live life knowing that if something happens to them, their families can maintain the lifestyle they’re accustomed to. In other words, the decision to purchase insurance should be viewed from the perspective of seeking to trade a small known loss, to avoid a big unknown loss.

UMAFS provides intelligent choices for the type of insurance, coverage amount, and provider, so that you can obtain this essential protection for your family. Our experts can guide you through all the different choices and help you select the right coverage to give you peace of mind. If you already have a policy, we’d also be happy to review it. It is our belief that no financial plan is complete without a comprehensive risk and insurance analysis.